Consumer Interests Annual - Volume 71, 2025

Edited by Stephanie Rystrom, Ph.D. Student, Texas Tech University

2025 Panel of EditorsSharon A. DeVaney, Nilton Porto, Elizabeth Kiss

Ambivalent Roles of Social Media on Young Adults’ Mental HealthViktoriia Vozharenko, Ada Leung,

Childcare Payments and the Savings Paradox: Do They Promote Higher Savings?Tairsa Mathews

Confidence in Financial Literacy: A Key Factor in Retirement Planning and Financial Satisfaction Among Asian AmericansMengya Wang, Yi Liu

Deprivation within Affluence: A Systematic Review of Multidimensional Poverty in Developed EconomiesYu Lim Lee, Hyesun Hwang, Tae-Young Pak, Xu Li, Hwi Choe, Hyein Chang, Jibum Kim

Disparities in Older Adults’ Economic Security when Experiencing Chronic Health Conditions: Insights from Electronic Health Records, Wage Earnings, and Credit DataCäzilia Loibl, Matthew Pesavento, Stephanie Moulton, Donald Haurin, Madison Hyer, Joshua Joseph

Does Student Loan Repayment Reduce Retirement Savings? - Theophilus Amanfo, Ohireime Ojeomogha, Stuart J. Heckman

Evaluating the Effectiveness of Questionnaire and Educational Videos: A University Pilot StudyJose-Francisco Diaz-Valenzuela

Exploring Buy Now, Pay Later Using the 2023 SHED DatasetCatherine Komen, Loren Flood, Stuart Heckman

Exploring the Role of Social Motives in the Enjoyment of ConsumptionJosé Domingo Mora

Fintech Use, Financial Confidence, and Financial Health among Young Adult ConsumersYing Chen, Weihong Ning, Joo Eng Lee-Partridge, Christopher Lee

Food as Medicine in Underserved Community: Diverse Responses of the Veggie Rx ModelAda Leung, Nelly Perez

From Knowledge to Practice: Analyzing Consumer Antecedents of Circular Economy BehaviorsJinu Jung, Seonglim Lee

Frugal Finance and Wellbeing: Exploring the Nexus in Emerging MarketsCliff A Robb, Mousumi Singha Mahapatra

Happiness Unlocked: Exploring the Interplay of Wealth, Health, Love, Career, and Social TiesVan Dinh, Patrick Tito Buah-Bassuah

Homeownership and Perceived Financial Satisfaction: Insights from the SHEDPatrick Tito Buah-Bassuah, Aaron Durden, Loren Flood

Household Food Security and the Impact of School Meal Programs on Added Sugar Intake Among YouthSomya Gupta, Yunhee Chang

Immigrant Status and the Severity of Financial Vulnerability in Older AdultsMengya Wang, Christi Wann

Impacts of Employment Changes and Stimulus Payments on Consumer Debt Delinquency during COVID-19 -Juhui Ko

Information Source Selection in Borrowing and Investment: A Multinomial Logit AnalysisDi Qing, Miranda Reiter, Kenneth White

IT-Mindfulness and Fintech Adoption: Exploring Mediators and Moderators of Usage IntentionsMousumi Singha Mahapatra,  Kexin Meng, Jing Jian Xiao, S Sreenivasa Murthy

Mindful Consumption: Segmenting Consumers to Foster Sustainable Fashion and Enhance Economic ResilienceGloria Preece, Logan Schultz

Multidimensional Deprivation and Aging: A Cross-National Study of Older Populations in South Korea and the United StatesSoyeong Choi, Hyesun Hwang, Yu Lim Lee, Xu Li, Soo Hyun Cho, Hyein Chang, Tae-Young Pak, Jibum Kim

Personal finance and subjective well-being – A multi-dimensional analysisT P Arjun, Rameshkumar Subramanian, Jing Jian Xiao, Ashique Ali K A

Relative Non-Labor Income and Retirement SatisfactionBlain Pearson, Thomas Korankye, Yi Liu

Role of Financial Resources and Perceptions on Health: Differences among Immigrants and Native-BornHoang Tran, Hannah Ouang

Technology Readiness, Adoption of Digital Financial Services, and Impact on Financial Well-beingPurushottam Bhandare, Samapti Guha

The Financial Experiences of Transgender Americans: Findings from a National Probability SampleJack Payne

The Future of Wealth Transfer: How Demographics Shape Inheritance Expectations in AmericaMo Buckner, Nick Frederick, Congrong Ouyang, James Cory Thompson

The Role of Individual and Regional Factors in Health SatisfactionYouhyeon, Seo, Eunsil, Hong

The Roles of Financial Socialization and Financial Capability Across Generations’ Financial Well- being Ravisha Chutani, Kimberly Watkins, Zhenqiu Lu

The Unequal Burden of Health on Household Wealth: Gender Differences in Chronic Disease EffectsWeipeng Wu, Rui Yao

The Unequal Burden of Health on Household Wealth: Gender Differences in Chronic Disease EffectsWeipeng Wu, Rui Yao

U.S Households’ Homeowners Insurance and Financial Well-beingVikesh Kumar, Stuart J. Heckman, Michael Kothakota

Understanding Bequest Expectations: The Interplay of Charitable Giving, Wealth Composition, and Income Dynamics - Ying Yan, Di Qing, Russell James III, Corey Cole

Wealth Differences Among U.S. Older Adults: Is Sense of Purpose in Life a Protective Buffer?Shinae L. Choi, Rebecca S. Allen, Julie B. Miller