Consumer Interests Annual - Volume 72, 2026

Co-edited by Mo Buckner, Ph.D. Student, Kansas State University, and Juan Sandoval, Ph.D. Student, University of Georgia 

Analysis of Time, Money, and Health Education Model - Baomei Zhao, Xin Liang, Pamela Schulze, Timothy McCarragher, Becky Thomas, Jinjing Wang, Jennifer Davis, Robert Terry, Joann Xi

Association Between Work-Life Boundary Setting and Perceived Well-Being Among Family Childcare Providers - Yoko Mimura, Tom Cai, Holli Tonyan

Beyond Financial Education and Knowledge: The Impact of Objective Financial Knowledge and Financial Education on Long-Term Investment Motivation - Catherine Asiimwe, Efthymia Antonoudi

Biopsychosocial Determinants of Financial Well-Being in Older Adults: A Structural Equation Modeling Approach - Chet R. Bennetts

Blood, Sweat, and Net Worth: Grit as a Predictor of Financial Success in Young Adulthood - Loren Flood, Miles Sharpe

Can FinTech Help Households Save for Emergencies? Evidence from DebtBurdened Families - Theophilus Amanfo, Ohireime Oiseomoede Ojeomogha

Closing the Gaps: How Financial Services and Education Can Better Serve Sexual and Gender Minority Couples - Melissa J. Wilmarth, Heather A. Love, Casey J. Totenhagen

Consumer Attitudes Toward Prescription Weight-Loss Medications in U.S. Adults - Numa Maryam, Dymond Mitchell, Yunhee Chang, Kris Sollid, Nadeeja N Wijayatunga

Consumer Digital Literacy and the Use of AI-Based Services - Youngwon Nam, Jin-Myong Lee, Kyuri Hong

Disaster Risk, Alternative Financial Services, and Community Economic Resilience - Yunhee Chang, Younghee Lim, Swarn Chatterjee

Financial Independence and Mental Health of Young Adult College Students - Nilton Porto, Jing Jian Xiao, Mariyam Abbas, Ashley LeBaron-Black

Financial Preparedness and Early Economic Outcomes of Youth Transitioning from Foster Care: Year 1 Findings from a Longitudinal Study - Selena T. Garrison, Martie Gillen, Diamond Whitley, Morgan Cooley

Framing the Cost of Going Green: Differential Drivers of Financially vs. Effort Costly Pro-Environmental Behaviors - Eunbi Kang, Hyesun Hwang

Frugality and Financial Well-being - Isadora Ferreira De Melo, Yoon Lee

Generational Differences in Emergency Fund Savings: An Analysis of Demographic, Economic, and Predictive Behavioral Factors Among Millennial and Generation X Households -  Mo Buckner, Mindy Joseph

Hard Financial Times, Strong Bonds: Love, Purpose, and Mental Health - Shinae L. Choi, Matthew Scarpelli

Health Insurance Literacy and Graduate Student Healthcare Expenses - Thilini S. Weeraratne, Hyungsoo Kim, Janani Nanayakkara

Homeownership: Should Advisors Ignore the Elephant in the Room? - Cindy Shnaider, Aman Sunder

Knowledge Is Not Enough: Race, Gender, and the Unequal Returns to Financial Literacy in U.S. Financial Inclusion - Mengya Wang, Christi Wann

Moderating Role of Environmental Self-Efficacy in the Relationship Between Environmental Risk Perception and Pro-environmental Behavior: Focusing on the Differences between Developing and Developed Countries - Jinu Jung, Yujin Kim, Seonglim Lee

Multidimensional Deprivation and the Stress Pathway in Adolescence: Using Latent Class Analysis - Soyeong Choi, Hyesun Hwang

Payday Lender Vacancies and Energy Assistance Participation in Wisconsin - Melody Harvey

Paying for the Past, Delaying the Future: A Longitudinal Study of Student Loans and Millennial Homeownership - Jodi Letkiewicz, Han Na Lim

Perceived and Actual Financial Education and Financial Well-being - Soo Hyun Cho, Hofner D. Rusiana, Peter G. Kreysa

Preserving Family Legacy: BIPOC Perspectives of Small Business Succession Planning - Yoon Lee, Marial Marshall, Renee Wiatt

Social Determinants of Health and the Use of Prescription Weight-Management Medications: Evidence from a Survey of U.S. Adult Consumers - Dymond Mitchell, Numa Maryam, Nadeeja N Wijayatunga, Kris Sollid, YunheeChang

Social Media and Household Overspending: Platform-Specific and Generational Evidence from the 2021 NFCS Investor Survey - Arifa Akter, Ohireime Oiseomoede Ojeomogha, Theophilus Amanfo

Technology-Enabled Financial Help-Seeking Behavior: Consumers’ Use of AI and Financial Planners on Saving for Retirement - Eric Ludwig, Efthymia Antonoud

The impact of Intergenerational Support on Life Satisfaction: Within-Between Evidence among Korean Baby Boomers - Sohyun Kim, Jihye Kim

The Relationship Between Household Debt and Perceived Financial Well-being - Tairsa Mathews, Brandon Perry, Stuart Heckman

The Relationship between Personality and Older Americans’ Ownership of Annuity Income: A Latent Profile Analysis - Benjamin Hampton, Kristy L. Archuleta

The Role of Consumer Technology Optimism in the Age of AI - Hoyoune Lee, Youngwon Nam

The Role of Locus of Control, Financial Literacy, and Retirement Planning in Predicting Life Satisfaction Among Older Women: Variations by Marital Status - Rose Wakiria, Stephanie Rystrom

Through a Moral Lens: Moral Foundations and Public Acceptance of Artificial Intelligence Across Contexts - Nayeon Kim, Yilang Peng

What “Neutral” Really Means in Online Conversations about Student Debt? - Aditi Ravi, Vincent Van Epps, Gaurav R. Sinha

Who Uses AI in Financial Planning? Evidence from Survey Data - Weipeng Wu, Keli Cheng